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Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.

  1. Click Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed for instant online approval.
  3. A WaterStone Bank Mortgage Lender will follow up to answer your questions.

Free Pre-approvals

We offer free pre-approvals, so you can shop for your home knowing that you can afford the mortgage.

Apply Now

Our goal is to provide the highest level of service at competitive rates. Our Mortgage Lenders are only a phone call away if you need help. Contact us at 888-686-7272.

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Construction

  • Building your dream home does not have to be just a dream. We have construction loan programs that will make it a reality.
 
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Builder

Home Equity

  • Put your home to work for you with a home equity loan or line of credit.
 
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Calculators

  • Whether you are considering purchasing a new home or deciding if it is the right time to refinance, use our calculators to help you make your decision.
 
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Builder

Equity Builder

    A 20-year mortgage that offers you a low down payment option. Build equity faster, pay less interest, enjoy competitive rates, and eliminate mortgage insurance earlier in the life of the loan.
 
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